Send money abroad and keep more of it

One markup, one flat fee, and your recipient gets the full amount you intended to send. Most international transfers cost up to 90% less than a bank.

Start a transfer Learn more on Covercy Pay

Covercy Pay is Covercy’s cross-border payments brand. Start your transfer at app.covercy.com, or explore the product at covercypay.com

Licensed by Israel’s Capital Markets Authority & the UK FCA
Funds held in segregated client accounts
SOC 2 compliant

How it works

Three steps, online. Most transfers arrive within 24 hours.

1. See the rate
Enter the amount and currency. You see the exact exchange rate and fee before you confirm — then the rate is locked.
2. Send
Add your recipient’s details and confirm. We pay out in their local currency.
3. Track
Follow the transfer until the money lands. You and your recipient get updates along the way.

Most transfers complete within 24 hours. Some routes take 1–2 business days.

Why Covercy Pay

Transparent pricing, better rates as you send more, and wide currency coverage.

Transparent pricing

You see the exact rate and total fee before you confirm — no hidden costs. Our markup is typically 0.4%–1%, where banks charge 1.5%–4%.

Better rates on larger transfers

Our exchange-rate markup shrinks as your amount grows, and there’s no ceiling on how much you can send.

25 currencies, 100+ countries

Send to the United States, Europe, the UK, the Gulf and beyond — in the currency your recipient needs.

Built for personal and business transfers

Personal

Move your own money, support family, or fund a life abroad.

Support family abroad
Send money to loved ones — they receive the full amount, with no intermediary bank fees taking a cut.
Relocating
Moving abroad? Transfer your savings and cover ongoing costs in the local currency.
Your own account overseas
Move money between your own accounts in different countries without bank-grade fees.
Investing overseas
Fund international investment accounts at competitive rates.

Business & real estate

Pay suppliers, buy property, and move large sums with a clear record.

Pay overseas suppliers
Pay vendors and contractors abroad in their currency, with the fee shown up front.
Buy property abroad
Pay the seller directly in the property’s currency — USD, EUR, GBP, AED and more — at better rates than a bank.
Bulk payments
Pay multiple suppliers from one platform instead of juggling wires.
Large transfers
No upper limit, and the rate improves the more you send. Built for meaningful sums, not small change.

Popular destinations

Send along the routes our customers use most.

United States

Send USD to the US for investments, property, tuition or family.

Dubai & the UAE

Pay in AED for property, business or relocation in the Gulf.

Cyprus

Move euros for property purchases and residency.

Europe

Send euros across the EU via local rails where supported.

United Kingdom

Send pounds to the UK for property, study or business.

See all transfer routes Find a SWIFT/BIC code

Trusted by 60,000+ customers

60,000+ customers

Billions moved across borders since 2015

“Super fast and professional service. 10/10.”
— Luciana Noelia, Cork, Ireland

Safe and regulated

Your money is protected and your transfers are compliant.

Segregated client funds

Your money is held in segregated client accounts, separate from company funds.

SOC 2 compliant

Independently audited security controls, with SSL encryption on every transfer.

Privacy by design

We operate under GDPR and Israel’s Privacy Protection Law.

Licensed and regulated

Covercy Pay is licensed by Israel’s Capital Markets Authority and regulated in the UK by the FCA.

Frequently asked questions

How much does it cost to send money abroad?

You pay one exchange-rate markup plus one flat fee — for example ₪39 from shekels, $15 from US dollars. You see the exact rate and fee before you confirm, and your recipient gets the full amount.

How do I send money abroad as cheaply as possible?

Avoid hidden bank charges. Our markup is typically 0.4%–1%, where banks charge 1.5%–4%, and the rate improves the more you send — often up to 90% less than a bank.

How long does an international transfer take?

Most transfers complete within 24 hours. Some routes take 1–2 business days, and you can track yours the whole way.

Is Covercy Pay safe and regulated?

Yes. Covercy Pay is licensed by Israel’s Capital Markets Authority and regulated in the UK by the FCA. Funds are held in segregated client accounts, and we’re SOC 2 compliant.

Can I transfer a large amount abroad?

Yes. There’s no upper limit, and the exchange-rate markup shrinks as the amount grows. Minimums start around ₪5,500 / $1,500 / €1,400 / £1,200.

How can a business pay suppliers or customers abroad?

Pay vendors in their local currency from one platform, with the fee shown up front and a clear record of every transfer.

How do I pay for an overseas property without high fees?

Pay the seller directly in the property’s currency — USD, EUR, GBP, AED and more — at better rates than a bank, with the cost shown before you confirm.

Can I send money to my own account overseas?

Yes. Move money between your own accounts in different countries at competitive rates and low, fixed fees.

Can I send money to family abroad?

Yes. Your family receives the full amount you intended to send — no intermediary bank fees eating into it along the way.

Start sending money abroad today

Join 60,000+ customers moving money across borders with Covercy Pay.

Start a transfer Learn more on Covercy Pay

Send money abroad and keep more of it

One markup, one flat fee, and your recipient gets the full amount you intended to send. Most international transfers cost up to 90% less than a bank.

Covercy Pay is Covercy’s cross-border payments brand. Start your transfer at app.covercy.com, or explore the product at covercypay.com

Licensed by Israel’s Capital Markets Authority & the UK FCA

Funds held in segregated client accounts

SOC 2 compliant

Built for personal and business transfers

Personal

Move your own money, support family, or fund a life abroad.

Support family abroad
Send money to loved ones — they receive the full amount, with no intermediary bank fees taking a cut.
Relocating
Moving abroad? Transfer your savings and cover ongoing costs in the local currency.
Your own account overseas
Move money between your own accounts in different countries without bank-grade fees.
Investing overseas
Fund international investment accounts at competitive rates.

Business & real estate

Pay suppliers, buy property, and move large sums with a clear record.

Pay overseas suppliers
Pay vendors and contractors abroad in their currency, with the fee shown up front.
Buy property abroad
Pay the seller directly in the property’s currency — USD, EUR, GBP, AED and more — at better rates than a bank.
Bulk payments
Pay multiple suppliers from one platform instead of juggling wires.
Large transfers
No upper limit, and the rate improves the more you send. Built for meaningful sums, not small change.

Frequently asked questions

How much does it cost to send money abroad?

You pay one exchange-rate markup plus one flat fee — for example ₪39 from shekels, $15 from US dollars. You see the exact rate and fee before you confirm, and your recipient gets the full amount.

How do I send money abroad as cheaply as possible?

Avoid hidden bank charges. Our markup is typically 0.4%–1%, where banks charge 1.5%–4%, and the rate improves the more you send — often up to 90% less than a bank.

How long does an international transfer take?

Most transfers complete within 24 hours. Some routes take 1–2 business days, and you can track yours the whole way.

Is Covercy Pay safe and regulated?

Yes. Covercy Pay is licensed by Israel’s Capital Markets Authority and regulated in the UK by the FCA. Funds are held in segregated client accounts, and we’re SOC 2 compliant.

Can I transfer a large amount abroad?

Yes. There’s no upper limit, and the exchange-rate markup shrinks as the amount grows. Minimums start around ₪5,500 / $1,500 / €1,400 / £1,200.

How can a business pay suppliers or customers abroad?

Pay vendors in their local currency from one platform, with the fee shown up front and a clear record of every transfer.

How do I pay for an overseas property without high fees?

Pay the seller directly in the property’s currency — USD, EUR, GBP, AED and more — at better rates than a bank, with the cost shown before you confirm.

Can I send money to my own account overseas?

Yes. Move money between your own accounts in different countries at competitive rates and low, fixed fees.

Can I send money to family abroad?

Yes. Your family receives the full amount you intended to send — no intermediary bank fees eating into it along the way.

Send money abroad and keep more of it

How it works

1. See the rate

2. Send

3. Track