Transfer money to the United Kingdom

Read about sort codes and what exactly you need in order to send money to the United Kingdom.


Sort Code

A sort code is simply a bank code that is given to each of the commercial banks in the United Kingdom and Ireland. These codes enable banks to identify each other and basically automate the process of moving funds from one bank to another. The United Kingdom and Ireland’s banking industries, although being regulated by different authorities and having their own banking systems, do use the same banking format to transfer money between banks.

A sort code contains six numerical digits and is usually presented in three pairs of two digits. The sort code number represents a combination of the bank itself and a specific branch. In this sense, it should be used similarly to SWIFT codes, as they represent unique banks, however, this is not necessarily the case with regard to cross border transactions. Sort codes are used locally within the United Kingdom and Ireland.


To complete an international transaction, with Covercy, to the United Kingdom, you will need the following details:

  • Sort code – 6 numerical digits
  • Account number – 8 numerical digits
  • Full name of account holder


The UK and Ireland adopted the International Bank Account Number (IBAN) structure in addition to their sort code system. In the UK and Ireland, the IBAN, which consists of 22 digits, contains a sort code and an account number. Therefore, an IBAN could be sufficient when creating an international payment to the UK and Ireland with Covercy.


Here is an example of a UK and Ireland IBAN structure:

uk iban structure


To find the sort code and account number, the beneficiary can simply take a look at his debit card:

uk sort code